It's crucial for your money to work as hard as it can for you and it's important to make sure every pound is earning as much as it could. Your savings aren't going to grow very much if you leave your money lying idle in a low interest account.  

If your money is in account which pays 3% or less, it's time to find yourself a better one. At 3% the value of your money is only just about keeping pace with inflation.

The most important criteria when looking for the best savings accounts are good rates of interest and easy access to your money when you need it.

Most of the highest interest rates offered by high street banks are limited to certain groups such as pensioners, loyal customers or those who are willing to accept restrictions, but there are good deals out there if you shop around.

Through this website you can get a summary of some of the market leading savings rates available and you can compare over 4,000 different accounts, to see who offers the highest interest on savings.

You should monitor your savings rate on a regular basis and be prepared to switch your cash to a better account if your bank slashes their rates.

Mini-Cash ISAs

And don't forget about your mini-cash ISA allowance; this allows us to save up to £3,000 this year, free of tax.